🏆 Up to 2.1% Interest p.a.
Call Money Comparison
Flexible daily-access savings with competitive rates. Your money is available anytime while earning interest.
💨
Daily Access
Withdraw anytime
🛡️
Protected
€100,000 per bank
📈
Variable Rates
Up to 2.1% p.a.
What is Call Money?
Call money (German: Tagesgeld) is a highly flexible savings product where your money remains available at any time. Unlike fixed-term deposits, there is no lock-in period and you can withdraw your funds on any business day.
Interest is calculated daily and typically paid annually or quarterly. While rates are generally lower than fixed-term deposits, call money offers maximum flexibility for funds you might need access to quickly.
Call Money vs Fixed-Term Deposit
| Feature | Call Money | Fixed-Term Deposit |
|---|---|---|
| Access | ✓ Daily | ✗ Fixed term |
| Interest Rate | Up to 2.1% | Up to 3.21% |
| Guaranteed Rate | Variable | Fixed |
| Deposit Protection | ✓ €100k | ✓ €100k |
Who is Call Money Best For?
- ✓Emergency fund: Keep 3-6 months of expenses accessible while earning interest
- ✓Short-term savings: Money needed within the next 1-2 years
- ✓Flexibility seekers: Those who value access over maximum returns
- ✓Rate optimizers: Move funds quickly when better rates appear