🏆 Up to 3.21% Interest p.a.
Fixed-Term Deposit Comparison
Compare fixed-term deposit offers from 50+ banks across Europe. Find the best interest rates with full deposit protection up to €100,000.
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Best Interest Rates
Up to 3.21% p.a.
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Deposit Protection
€100,000 per bank
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50+ Banks
All across Europe
What is a Fixed-Term Deposit?
A fixed-term deposit (also called time deposit or term deposit) is a savings product where you invest your money for a fixed period at a guaranteed interest rate. The term typically ranges from 6 months to 5 years.
Unlike call money (daily savings), you cannot withdraw your funds during the fixed term without penalties. However, you receive significantly higher interest rates in return - currently up to 3.21% p.a. in Europe.
Benefits of Fixed-Term Deposits
✓ Advantages
- • Guaranteed interest rates
- • Higher returns than savings accounts
- • Deposit protection up to €100,000
- • No market risk
- • Predictable returns
✗ Disadvantages
- • Money locked for fixed term
- • Early withdrawal penalties
- • Interest rates may rise after you lock in
- • No access during term
Available in 6 Countries
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Germany
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Austria
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Switzerland
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Liechtenstein
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Belgium
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Luxembourg
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Compare fixed-term deposit offers from banks across Europe. Free, independent, and updated daily.
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